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Недостаток метеостанций угрожает агрострахованию: Какие меры принимают в России?
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Недостаток метеостанций угрожает агрострахованию: Какие меры принимают в России?

During the meeting, measures to improve meteorological observations within agricultural insurance were discussed. The problem lies in the lack of Roshydromet stations in the fields. A mobile application is being implemented for insurance expertise. The Ministry of Agriculture has developed a "Roadmap" for integrating private weather stations into the Roshydromet system. Several regions have already been connected in pilot projects, and another connection is being considered.

6 April 2025 6 April 2025

At the beginning of April, a meeting was held to discuss the measures necessary to achieve the goals outlined in the "Roadmap". The event was attended by high-ranking representatives of Roshydromet, the Ministry of Agriculture, and the National Union of Agricultural Insurers (NSA), as well as representatives of relevant businesses.

The head of the NSA, Korney Bizhdov, expressed the opinion of the agricultural insurance community on weather stations. One of the main problems identified when almost all agricultural regions were included in the crop insurance system is the lack of Roshydromet meteorological observations in many areas.

Oftentimes, the stations are located far from the affected fields and cannot confirm the presence of dangerous meteorological phenomena, which is a necessary condition for recognizing an insurance case. Additionally, farmers are not always able to organize prompt route surveys to obtain an official conclusion from Roshydromet.

In order to partially address this issue within agricultural insurance, some measures have already been taken. For example, when insuring a crop under the program for protection against emergencies, a farmer does not need a certificate from Roshydromet, but the introduction of an emergency regime in the region is mandatory. Changes were also proposed for the multi-risk program, which eliminate the need for a Roshydromet certificate to confirm events such as hail, flooding, and high water.

Furthermore, starting from 2025, a new technology will be implemented: a mobile application developed by the NSA will allow insurance inspections to be carried out directly in the field using geolocation and satellite monitoring systems, including meteorological information.

However, no technology can fully replace stationary meteorological observations, and the multi-risk insurance program remains in demand. In 2024, within this program, more than 9.2 million hectares in 71 regions of the country were insured, noted the head of the NSA, Korney Bizhdov.

The Ministry of Agriculture of Russia has developed a "Roadmap" for the development of the private weather station system and its integration into the unified information network of Roshydromet. This document aims to explore the possibility of incorporating data from private weather stations and will be used to confirm hazardous events and insurance payouts for lost crops.

As previously reported, a decision has already been made to launch pilot projects to integrate data from private weather stations into the overall Roshydromet system in the Samara, Nizhny Novgorod, and Novosibirsk regions. The possibility of connecting the Republic of Tatarstan to this project is also being considered.

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