Interest rate

the rate of return of financial and credit transactions; the ratio of the amount of interest paid for a fixed period of time (month, year) to the amount of the loan. The time interval for which interest is calculated is called the accrual period. There are several types of PS: decursive rate - the rate of return calculated in relation to the initial loan amount. Interest income is paid at the end of the period simultaneously with the payment of the loan amount; The optisipative rate is the rate of return determined in relation to the final amount of the debt. Interest income is paid at the beginning of the period, at the time the loan is granted; the actual (effective) rate determines the rate of return that corresponds to the receipt of interest income once a year; the nominal rate determines the income on interest when increasing its multiple times a year; "growth force" defines the same income under the assumption that the periods of increasing income by percentage (number of times of growth) tend to infinity; floating, the amount of which is not fixed for the entire term of the loan.