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a set of credit relations existing in the country, forms and methods of lending, banks or other credit institutions organizing and implementing such relations. In K. s. industrialized countries include: a) banks; b) specialized non-bank credit and financial institutions: c) insurance companies that use the contributions of policyholders to invest in securities and provide long-term loans; d) pension funds; e) savings banks, centralizing and converting the savings of various strata of society into loan capital; e) pawnshops, etc.
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